Loan Against Securities
Loan Against Securities (LAS) is a facility that allows investors to access funds by pledging eligible securities, such as mutual fund units, as collateral. It can provide liquidity without requiring investors to redeem their existing investments, subject to the lender’s eligibility criteria and terms.
At times, investors may require funds to meet personal or financial needs. Instead of redeeming eligible mutual fund investments, Loan Against Securities can be considered as an alternative source of liquidity. This may allow the investment to remain in place while addressing short-term funding requirements, subject to applicable conditions.
The loan amount, interest rate, tenure, eligible securities, loan-to-value (LTV) ratio and other terms are determined by the lender based on its policies and the investor’s eligibility. Investors should carefully review the applicable interest rates, charges, repayment schedule and other terms before opting for the facility.
Loan Against Securities can be an option for investors who need liquidity but do not wish to immediately redeem their eligible investments. However, it is important to assess repayment capacity, borrowing costs and the terms associated with the pledged securities before availing of the facility. The facility remains subject to lender approval, applicable regulations and prevailing terms.
AMFI Registered Mutual Funds Distributor
ARN-167471
APMI Registered PMS Distributor
APRN – 00382
Grievance Redressal:
Contact Person – Mukesh Kumar
Phone – +91-6287331493 / +91-9835024904
Email – rpatelwealth@gmail.com
R Patel Wealth
Head office:
Kailashpuri, West of Hanuman Nagar Pani Tanki, Bhabha Colony, Kankarbagh, Hanuman Nagar, Patna, Bihar 800020
Contact- +91-9835024904 / +91-9973198713
Branch Office:
Gola Road, Rajeshwar Apartment, Opp. Yellow Vine Banquet Hall, Patna, Bihar 801503
Contact Kanhaiya Kumar- +91-6287331495
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